Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Maison

Single-family house for sale in Mendrisiotto, in the verdant municipality of Arzo

Maison à vendre · Arzo · 4.5 pièces · 280 m²

Publié le 06.06.2026

1 150 000 CHF 4 107 CHF/m2

4.5 pièces

280 m2

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Description

Single-family house for sale in Arzo, a verdant Mendrisiotto municipality.

Ideal solution for lovers of nature and tranquility.

The house is on 2 levels above ground, plus a basement floor.

The ground floor houses the living area and consists of: entrance hall with space for a practical wardrobe, large and bright living room with dining area separate from the living area equipped with a wood-burning fireplace, kitchen, study and guest toilet.

At this same level, large windows lead to the covered terrace equipped with a solar awning and the garden.

A staircase leads to the upper floor dedicated to the sleeping area where there is an atrium, the spacious master bedroom with private bathroom, two additional bedrooms and a bathroom.

The basement houses a spacious hobby room equipped with built-in cabinets, laundry room, wine cellar and shelter.

The house is from the mid-1980s and is in good condition. Some improvements and modernization would bring it more in line with current housing styles and standards.

The floors are parquet in the living room and sleeping area, aluminum double-glazed windows and doors, and the kitchen, which is furnished, has been modernized in recent years.

Heating is distributed through radiators, and production is through an electrical system.

Two covered outdoor parking spaces complete the equipment of this house for sale in Mendrisiotto. Possibility of obtaining 2 additional outdoor parking spaces in the green area in front of the house.

The house is located in a quiet and sunny residential area but convenient to major services, such as, schools, public transportation, stores and restaurants. In addition, the green area, well planted with shrubs and hedges surrounding the house, provides absolute privacy.

MEASUREMENTS

Dwelling: 280 square meters

Land: 584 square meters

Ref: V-CP-ARZ-CRU-18

Our real estate agency offers many other houses and villas for sale in the Mendrisiotto and Lugano area. Contact us to discover all our real estate solutions!