Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Maison

Small villa with garden and hobby room for sale in Genestrerio

Maison à vendre · Genestrerio · 4.5 pièces · 167 m²

Publié le 06.06.2026

1 005 000 CHF 6 018 CHF/m2

4.5 pièces

167 m2

X Bluesky Facebook LinkedIn WhatsApp Telegram Email

Description

Small villa with garden and hobby room for sale in Genestrerio, located in a quiet and residential area, well connected to services and communication routes.

The house has two floors, plus a basement level. The ground floor houses the living area, with a large and well-lit living room, open-plan kitchen and direct access to the private garden, service bathroom and technical/laundry room. The second floor is dedicated to the sleeping area, with a master bedroom with private bathroom, two additional bedrooms and a second bathroom. The basement includes the cellar and two multifunctional rooms, perfect as a hobby area, fitness space or room to customize according to one’s needs.

The planned finishes are of high quality: porcelain tile floors with the possibility of choosing the color, PVC windows and doors with triple glazing and automatic aluminum slats. The heating system will be provided by a heat pump with delivery via underfloor coils. Provision for air conditioning is planned. The project also includes solar panels.

The property is completed by 1 double car garage and 1 uncovered outdoor parking space .

The house is part of a real estate project that involves the construction of three identical dwellings, connected to each other exclusively by means of car garages, a solution that allows maintaining a real structural independence between the housing parts, ensuring more privacy than the classic townhouses. Work is in progress and delivery is expected within a year of purchase.

The location of this small villa with garden and hobby room for sale in Genestrerio is quiet and at the same time convenient to the main services and road connections that quickly lead to Mendrisio, Chiasso and the Italian border.

MEASUREMENTS

House: 166.76 sqm

Land: 242.69 sqm

Ref: V-MM-GEN-ADO-12-2

For more information about this cottage with garden and hobby room for sale in Genestrerio or to discover more homes for sale in Mendrisio, contact our real estate agency now!