Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Maison

House under construction for sale in Genestrerio

Maison à vendre · Genestrerio · 4.5 pièces · 166 m²

Publié le 10.06.2026

1 015 000 CHF 6 114 CHF/m2

4.5 pièces

166 m2

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Description

House under construction for sale in Genestrerio, included in a new housing project involving the construction of three modern homes.

The 4.5-room house has two above-ground floors, plus a basement level, all connected by an internal staircase.

The ground floor houses the living area, consisting of a large living room with an open kitchen and direct access to the private garden, a bathroom and the technical/laundry room.

The upper floor houses the sleeping area, divided into a spacious master bedroom with en suite bathroom, two additional bedrooms and an additional bathroom.

The basement level contains the cellar and two available rooms, ideal as hobby spaces, fitness area, or rooms to be adapted to one’s needs.

The planned finishes are of high quality: porcelain tile floors with the possibility of choosing the color, PVC windows and doors with triple glazing and automatic aluminum slats. The heating system will be provided by a heat pump with delivery via underfloor coils. Provision for air conditioning is planned. The project also includes solar panels.

The property is completed by 1 double car garage and 1 uncovered outdoor parking space .

The house is part of a real estate project that involves the construction of three identical dwellings, connected to each other exclusively by means of car garages, a solution that allows maintaining a real structural independence between the housing parts, ensuring more privacy than the classic townhouses. Work is in progress and delivery is expected within a year of purchase.

The location of this house under construction for sale in Genestrerio combines the tranquility of a green and residential setting with the convenience of major services. Schools, stores, public transportation and main road accesses are within a short distance.

MEASUREMENTS

House: 166.76 sqm

Land: 305.82 sqm

Ref: V-MM-GEN-ADO-12-1

For more information about this house under construction for sale in Genestrerio or to find out more apartments or houses for sale in Mendrisio, contact our real estate agency now!