Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Maison

House for sale, Valais (Crans-Montana, Switzerland)

Maison à vendre · Crans-Montana · 8 pièces · 474 m²

Publié le 03.06.2026

12 500 000 CHF 26 371 CHF/m2

8 pièces

474 m2

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Description

Located in the heart of the renowned resort of Crans-Montana, a favorite destination in Valais, we are proud to present this extraordinary Historic Mountain Residence, a four-storey jewel that radiates spaciousness and elegance, boasting a rich heritage dating back to the 20s.

With its impressive 474 sqm, this mansion occupies a generous plot of 1672 sqm, ensuring not only ample living space, but also breathtaking views of the mountains. Its privileged location places it just a 4-minute walk from the ski lifts and only 2 minutes from the lively shopping district.

Here you will discover an idyllic lifestyle, which perfectly combines tranquility and privacy with unparalleled convenience, as essential services, schools and public transport are just a few minutes away. Access to this hut is facilitated by a well-maintained all-weather road.

Let's explore the interior of the mansion:

BASEMENT:

Fitness area
Laundry
Shower and toilet
Garage with direct tunneled access to the Mansion with space for 3 cars

GROUND FLOOR:

Cozy living room with adjacent dining area
Well-equipped kitchen
TOILET

FOREGROUND:

Luxurious master bedroom with walk-in closet
2 exquisite bathrooms
3 additional bedrooms
Additional walk-in closet
Another bathroom
Sauna

UPPER FLOOR:

Large Guest Suite with Bathroom.

This enchanting abode is the embodiment of timeless elegance, offering the perfect fusion of historic charm and modern comfort, making it an ideal retreat for those seeking a retreat that harmonizes perfectly with the enchanting natural beauty that surrounds it.

FEATURES:

Rare opportunity.
Mountain Residence.
Antique Mazot on the property, convertible into a guest suite.
The only property of this size, history and location available in the center of Crans-Montana.
New owners can extend up to 30% of existing living space with new construction.
Although this property has great historical value for the foundations of Crans-Montana, it is not subject to any restrictions of the heritage laws for modifications.
Roof, all windows and frames, underground concrete garage with tunnel, all landscaping paths with stone, additional trees, electrical systems are new and according to specifications.