Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Maison

House for sale, Brunnen 31 (Lax, Switzerland)

Maison à vendre · Lax · 5 pièces

Publié le 16.07.2026

Price on request €

5 pièces

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Description

Your dream of modern living - in sunny Lax In the picturesque village of Lax, in the quiet and sunny district of Brunnen, your new home is being created: a spacious, modern 5-room detached house with an additional granny flat - perfect for families, multi-generational living or for renting.

The new building is planned and executed individually according to your wishes. You determine the fit-out, the materials and the design - your personal home is created according to your ideas.

The light-flooded rooms, the contemporary architecture and the well thought-out floor plan offer the highest level of living comfort. Enjoy the tranquillity of the surroundings, surrounded by an impressive Valais mountains, with many hours of sunshine and an idyllic village atmosphere.

Highlights:

Modern new building according to customer requirements
Spacious 5-room detached house
Ideal with granny flat
Practical granny flat with a wide range of uses
Sunny, quiet location in the Brunnen district
Living in the charming, natural Lax

Fulfil your dream of a modern home in the heart of Goms - tailor-made, high-quality and in a prime location. High-quality conversion The expansion of the building is based on your wishes and ideas.

In the basement, you can create your own granny flat for rent or as a multi-generational house. In addition, there is plenty of space for a laundry room, cellar, hobby room or office/studio.

On the ground floor you will find your spacious living area. The floor-to-ceiling windows lead directly onto the balcony that wraps around on two sides. Here you can enjoy the unobstructed view and the wonderful sunshine of the Brunnen district of Lax. On the same level at the entrance to the house is the large garage. You can realise the absolute kitchen dream here as well as the feel-good area of your living room.

The upper floor is entirely geared towards rest and sleep. Two spacious bedrooms share a bathroom with shower/toilet. Next to it is the master bedroom with its own bathroom en suite.