Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Maison

Family-friendly house for sale in Stabio

Maison à vendre · Stabio · 5.5 pièces · 173 m²

Publié le 10.06.2026

1 150 000 CHF 6 647 CHF/m2

5.5 pièces

173 m2

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Description

Family-friendly house for sale in Stabio, a municipality in the Mendrisio district that combines the tranquility of a residential area with the convenience of a well-serviced and connected location. Family amenities include schools, playgrounds, nature trails, sports centers, after-school programs and summer camps. The presence of the train station and proximity to Italy also make the area convenient for those who need to commute.

The house is part of a residential complex of 5 independent houses, currently under construction.

The total area of this specific unit is over 200 square meters, arranged on three levels. On the ground floor is the open plan living area: entrance hall with checkroom, large living room, modern open kitchen, service bathroom and a room that can be used as a study or guest room. The large windows give great brightness to the rooms and allow direct access to the private garden. Upstairs is the sleeping area: master bedroom with private bathroom and walk-in closet, two additional bedrooms and a second full bathroom. The basement is dedicated to services and accessory spaces: hobby room, laundry and technical room.

The environments are cozy and designed to meet the needs of everyday family life.

A large double garage completes the property.

The house is built with excellent finishes, which can be customized during the construction phases. The kitchen is furnished and equipped with high-end appliances, the floors are porcelain stoneware in the living area and parquet in the bedrooms, aluminum window frames with triple glass and motorized adjustable slats. The systems installed focus on energy efficiency: photovoltaic system, coil heating and cooling system powered by thermopump, integrated dehumidifier.

Delivery is expected bysummer 2026.

The location of this house for sale in Stabio in a flat and quiet residential area makes it possible to reach schools, supermarkets, public parks, sports facilities, and public transportation stops within a few minutes on foot or by car.

MEASUREMENTS

Dwelling: 155.80 sqm

Basement: 50 sqm

Garden: 76 sqm

Commercial area: 173.40 sqm

Ref: V-RS-STA-MON-D

For more information about this family-friendly home for sale in Stabio or to discover more apartments or houses for sale in the Mendrisiotto, contact our real estate agency now!

In the same housing complex, other houses are available. Discover them all !