Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Appartement

Apartment for sale, Via Pedemonte 14 (Lugano, Switzerland)

Appartement à vendre · Viganello · 7 pièces · 320 m²

Publié le 03.06.2026

5 500 000 CHF 17 188 CHF/m2

7 pièces

320 m2

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Description

In Lugano-Viganello, in a quiet and sought-after residential area, just a few minutes from the city center and all the main services, we offer for sale this prestigious 320 m² super penthouse with a magnificent 180 m² panoramic terrace: an exclusive residence that offers absolute privacy, comfort and a refined lifestyle.

Located on the third and last floor of an elegant prestigious building built in 2013, the property stands out for its large living spaces, great brightness and high quality finishes, embellished with an open view of the surrounding mountains and Monte Brè.

[b]Distribution of spaces:[/b] The apartment was born from the union of 2 residential units, now perfectly integrated into a single high-class property:

2 large living rooms with dining area and large panoramic sliding windows that guarantee natural light throughout the day.
Furnished and equipped 180 m² terrace, ideal for lounge area, outdoor dining area and wellness area.
2 modern and fully equipped kitchens.
5 spacious and comfortable bedrooms
5 functional, modern and well-organized bathrooms

[b]Exteriors & Views:[/b] The terrace is a real added value: large, sunny, with perfect privacy and spectacular views of the surrounding mountains and Monte San Salvatore. The outdoor furnishings and the numerous plants give a relaxing and Mediterranean atmosphere, perfect for moments of relaxation or conviviality.

[b]Equipment & Comfort[/b]

3 parking spaces in the garage.
Heating system with latest generation heat pump and coil distribution for maximum comfort and energy efficiency.
Condominium fees: approx. CHF 13'000 / year.

[b]Strengths:[/b]

Exclusivity and total privacy
Large panoramic terrace
Fine finishes and bright environments
Unique view of the mountains and Monte San Salvatore
Quiet but strategically located residential neighborhood

This penthouse is the ideal solution for those who want to live in an exclusive and refined environment, with large living spaces and all modern comforts.