Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

Appartement à vendre à Martigny, 3 pièces, 121 m²

Beautiful 3.5 room apartment combining modernity and elegance, featuring a spacious terrace and remarkable natural light, located in Martigny. Available immediately. This premium apartment offers a gross sale area of approximately 121 m² and stands out for its superior quality finishes and harmonious layout within a Minergie-certified building:

Functional entrance hall with 6-door built-in wardrobes
Open-plan kitchen with central island, generous storage space and natural skylight
Spacious living room opening onto the partially covered terrace of approximately 30 m²
Generously sized bedroom with refined finishes
Master suite with private bathroom and double washbasin
Shower room with natural skylight
Integrated private laundry room Perfectly situated in a residential setting, this property guarantees an exceptional quality of life thanks to its partially covered terrace
a true haven of tranquility
while remaining close to all urban amenities. KEY FEATURES:
New Minergie-certified building, immediately available
Optimised natural light through skylights in the bathroom and kitchen
Generous partially covered outdoor space
Private laundry room for added comfort
High-end finishes and refined craftsmanship
Solar, photovoltaic and thermal panels
Reversible heat pump for summer cooling Good to know:
Visitor parking space available
Outdoor parking space (CHF 15,000 additional) and 1 covered parking space (CHF 27,500 additional) per apartment are mandatory upon purchase MARTIGNY The city of Martigny, located at the bend of the Rhône, has been a crossroads between various regions for many centuries, as its Gallo-Roman remains still attest today. Martigny now serves as a gateway to Italy via the Great St Bernard Pass and Tunnel, and to France via the Forclaz Pass. This crossroads location has brought prosperity to Martigny, which remains a city with a thriving economy. The hugely popular Foire du Valais trade fair proves this renewed dynamism every autumn.