Quel apport est nécessaire pour acheter en Suisse ?

Pour acheter un bien immobilier en Suisse, vous devez apporter au minimum 20% du prix d'achat en fonds propres. Au moins 10% doivent provenir d'épargne personnelle (pas du 2e pilier). Le reste peut être financé par un prêt hypothécaire.

Comment fonctionne l'hypothèque en Suisse ?

L'hypothèque suisse se compose généralement de deux tranches : la 1ère hypothèque (jusqu'à 65% de la valeur du bien) et la 2e hypothèque (15% supplémentaires, à amortir en 15 ans). Les taux peuvent être fixes, variables ou Saron.

Quels sont les frais d'achat immobilier ?

En plus du prix d'achat, prévoyez environ 5% de frais supplémentaires : droits de mutation (1-3% selon le canton), frais de notaire (0.1-0.5%), inscription au registre foncier, et frais d'hypothèque. Certains cantons ont des frais plus élevés que d'autres.

Quels sont les frais de notaire pour un achat en France ?

En France, les frais de notaire représentent environ 7-8% du prix d'achat dans l'ancien et 2-3% dans le neuf. Ils comprennent les droits de mutation, les émoluments du notaire, les frais de formalités et la contribution de sécurité immobilière.

À vendre Appartement

Apartment for sale, 3963 Crans-Montana, Switzerland (Crans-Montana, Switzerland)

Appartement à vendre · Crans-Montana · 4 pièces · 205 m²

Publié le 03.06.2026

2 227 800 CHF 10 867 CHF/m2

4 pièces

205 m2

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Description

DIRECTIMMO OFFERS YOU A HIGH-STANDING APARTMENT OF 4.5 ROOMS

This magnificent project being carried out in Crans-Montana, whose reputation is well established, in the municipality of Lens to be exact, offers you 4.5 room apartments. The large bay windows offer you a dazzling spectacle over the mountains, in addition to a beautiful light.

These properties are for sale as a main residence according to the Lex Weber.

Construction will begin in 2023 and be completed at the end of 2025

1 apartment of 4.5 rooms on the ground floor is still available, from CHF 2,227,800

Distribution of lot 2 on the ground floor

A living area of 171m2 as well as a terrace of 103m2 or 205m2 weighted.

Ground floor:

Entrance hall with hallway and wardrobe

A fully equipped kitchen open to the living room

A master suite with dressing room and private bathroom with bathtub

A bedroom with private bathroom with shower

One bedroom

A bathroom with shower

A laundry room

A terrace

A cellar

A ski locker

Two attached covered parking spaces (A+B) at the price of CHF 50,000 per unit in addition

Technical information:

Finishes at the lessee's discretion.

Gas or heat pump heating.

Electric powder-coated blinds

Convenience:

Bus stop 150 m away

Golf Club at 950 m

Centre of the resort of Crans-Montana at 2000 m

7-minute drive from the gondola

Presentation of the surroundings and the region: Crans-Montana is a place where you can forget about everyday stress and enjoy the present moment to the fullest. Labelled "Family Destination", the region pampers families with many activities and entertainment. Wellness and shopping enthusiasts are invited to relax in one of the magnificent spas and indulge themselves in the rue du Prado, which brings together the most beautiful luxury brands. As for gourmets, they delight in a varied and international gastronomy, from the hut offering traditional dishes to starred tables. A casino, a bowling alley, a 3 D cinema and numerous bars and clubs make Crans-Montana a popular place for visitors looking for a dynamic and lively destination.

If you need to sell a property for the purchase of your new property, we offer you more than 20 years of experience in the sales field. Over the years, we have developed a unique presentation with our Virtual-Tours of properties, our increased presence on real estate portals and unbeatable brokerage fees make us an ideal partner.

Information and visit with Mirko Gysin on Numéro de téléphone masqué WWW.DIRECTIMMO.CH